Seller offering $3,000 buyer credit at closing with acceptable offer for flooring allowance! Affordable condo living on Okaloosa Island, across the street from the beautiful Gulf of Mexico! Island Gardens is home to only 15 units, keeping this a secluded complex. With just a short distance to one of the many public beach access points on the island, this unit would make for a great short OR long term rental investment - or keep it as a perfect home away from home! Unit being sold furnished. Low HOA dues at $527/month. Inside, the kitchen has been upgraded with granite counters, beautiful backsplash, stainless steel appliances and kitchen cabinets. Primary BR has private half bath with new vanity. Covered balcony overlooks Santa Rosa Blvd and has peekaboo view of the gulf. Water Heater added 2023, new roof added 2014, HVAC added 2014 and replaced motor 2023. Interior has been recently painted. Complex is close to restaurants, mini golf, and beach!